TAC claim lawyers in Melbourne for road and car accident claims

Yes. A TAC decision is an administrative decision, and administrative decisions are reviewable.

Claims are commonly rejected on the basis that the injury was not caused by a transport accident, that the incident does not meet the definition of a transport accident, or that the medical evidence does not support the connection. Each of those is arguable.

The first step is usually to ask the TAC to review the decision internally. If the rejection stands, the decision can be taken to the Victorian Civil and Administrative Tribunal (VCAT), which considers the matter independently of the TAC.

Time limits apply, so a rejection is worth acting on rather than sitting with.

Loss of earnings payments can be reduced or terminated for several reasons: a change in your certified capacity, an independent medical examination arranged by the TAC, or the expiry of a statutory period.

Not every one of those decisions is correctly made, and each can be reviewed on the same path as a rejection: internal review first, then VCAT.

If your income has stopped and you disagree with the reason given, get advice quickly. The practical difficulty of being without income tends to push people into accepting decisions they could have challenged.

Regardless of who caused the accident, the TAC pays for:

• Medical Treatment: Surgery, hospital stays, GP visits, medication and more.
• Rehabilitation: Physiotherapy, occupational therapy, and gym/swim programs.
• Income Support: If you cannot work, the TAC pays 80% of your pre-accident earnings (up to a statutory cap).

Post-Surgery Support: This includes home help (cleaning), gardening, and specialised nursing care while you recover.

A major update in 2026 with updated protocols is the shift toward Joint Medical Examinations. In the past, the TAC would send you to their doctor, and your lawyer would send you to another, often leading to conflicting reports and long delays. Under the new 2026 protocols:

• We aim to agree with the TAC on one independent specialist to assess your injuries.
• This reduces the number of medical appointments you must attend.
• It speeds up the decision-making process for your "Serious Injury" application.

If your accident was caused by another person’s negligence, you can sue for Pain and Suffering and Loss of Earnings. To do this, you must first obtain a Serious Injury Certificate. You qualify if:

• You have a permanent impairment of 30% or more; OR

You meet the "Narrative Test"—proving that your injury has a "very considerable" impact on your life, work, or hobbies.

Note for Surgery Patients: If you have undergone a total joint replacement or a spinal fusion due to your accident, you have a much stronger path to meeting this "Serious Injury" threshold. We specialize in using your surgical history to secure these certificates quickly.

Not without knowing what it covers and what it closes off.

An offer is a position, not a valuation. Before accepting, it is worth understanding whether it relates to impairment benefits, common law damages or both, whether your injuries have stabilised sufficiently for anyone to value them properly, and what entitlements the settlement extinguishes.

Settlements are generally final. That is the whole reason to have one reviewed before signing rather than after.

If you were injured driving to or from work, or while performing work duties in a vehicle, you may be stuck between two systems.

• In Victoria, most "journey claims" (commuting) fall under the TAC.
• If you were "on the clock" (e.g., a delivery driver), it is a WorkCover matter. We navigate this boundary to ensure you are receiving the highest possible rate of weekly payments.

The TAC is a "no-fault" insurer, but they are also an insurer focused on managing costs. Common pitfalls include:

• The "12-Month" Rule: Failing to lodge your claim within 12 months (or 3 years in special circumstances) can bar you from benefits.
• Under-Settling: The TAC may offer a small "Impairment Benefit" lump sum. Accepting this without legal advice could prevent you from claiming your full entitlements.
• Surgery Denials: If the TAC refuses to fund your surgery, we use the 2026 dispute resolution protocols to get an immediate review.