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TAC, WorkCover and Superannuation TPD claims across Victoria

Personal injury claim lawyers in Bundoora and across Victoria

When an unexpected accident turns your life upside down, you need elite legal support to make things right. We specialise in complex personal injury claims, helping Victorians rebuild their lives with maximum financial compensation.
  • 100% no win, no fee. Nothing to pay up front
  • One Accredited Specialist from first call to settlement
  • English, Hindi, Urdu and Punjabi
★★★★★4.7 from 13 Google reviews
16+Years specialising
LIVAccredited Specialist
4Languages spoken
Where it hurts

Specialised legal expertise for your injury claim

When an unexpected accident impacts your life, you need an elite legal strategist in your corner. We cut through the red tape to secure maximum compensation for injured Victorians.

WorkCover & workplace injuries

A workplace injury shouldn't threaten your livelihood. We take on the WorkSafe insurers to protect your weekly payments, fund your recovery, and pursue substantial common law payouts if your employer was at fault.

Weekly payments, medical and like expenses, impairment lump sums and common law damages where your employer was negligent.

Check my WorkCover claim

TAC & motor vehicle injuries

Injured on the road? We navigate the complex TAC system to secure your immediate medical funding, protect your income, and fight for maximum lump-sum compensation for your pain and suffering.

Cover applies regardless of who caused the accident, whether you were a driver, passenger, cyclist or pedestrian.

Check my TAC claim

Superannuation TPD

Forced to stop working due to a permanent physical or psychological illness? We track down your policies and fight the insurers to unlock the hidden, six-figure lump-sum payouts sitting inside your superannuation fund.

Any illness or injury can qualify, not just accidents, and you may hold cover in more than one fund without knowing it.

Check my TPD claim
Often missed

You may have more than one claim at the same time

This is the single most common thing people miss, and it is the reason it matters who reviews your situation. WorkCover, TAC and TPD are separate schemes with separate entitlements. One event can trigger two or three of them, and claiming under one does not close off the others.

Injured travelling to or from work

This is known as a journey claim. Depending on the circumstances it can fall under the TAC scheme, the WorkCover scheme, or both. The two pay different things, and the interaction between them affects what you ultimately receive.

How journey claims work

Unable to return to work at all

If a workplace or road injury has permanently stopped you working, a TPD claim can run alongside your WorkCover or TAC claim. They are separate entitlements paid by different parties, and one does not disqualify the other.

How TPD runs alongside

Several superannuation accounts

Most people have held more than one super fund over a working life, and TPD cover is often attached by default. It is common to be insured in a fund you had forgotten about, and possible to claim on more than one policy.

If a TPD claim was denied
Why this matters more than it sounds. Claims are usually handled in silos. A firm that only runs WorkCover matters is unlikely to raise the TPD policy sitting in a super fund you have not thought about in years. Because we run all three, we look at your whole situation before deciding what to lodge and in what order.
Not sure if you have a claim

Seven signs it is worth getting advice

Most people wait too long, usually because they assume nothing can be done or that asking will cost them something. If any of these describe your situation, a conversation is worth having.
1. Your claim was rejected

A rejection is a decision, not a verdict. Insurers must give reasons and those reasons are reviewable. Disputes are common and a significant proportion resolve in the injured person’s favour, often at the earliest stage without going near a court.

2. Your payments have stopped or been reduced

Weekly payments can be cut for several reasons, including a change in certified capacity or an insurer’s own medical examination. Not every reduction is correctly applied, and the basis for the decision can be challenged.

3. You have been sent to the insurer’s doctor

An independent medical examination arranged by an insurer is a significant moment in a claim. The report frequently becomes the basis for reducing or terminating entitlements. It is worth understanding what is at stake before you attend, not afterwards.

4. You are approaching 130 weeks on WorkCover

At 130 weeks, continuing weekly payments depends on meeting a stricter test. It is the most common point at which long-running claims are cut off, and the evidence supporting continuation takes time to assemble. Advice before the decision is worth considerably more than advice after it.

5. You have been off work for more than three months

Most TPD policies inside superannuation require a continuous absence from work, commonly three to six months, before a claim can be assessed. If you are approaching that point and have not looked at your super, there may be cover you do not know about.

6. You have been offered a settlement

An offer is a starting position. Before accepting anything, it is worth knowing what the offer covers, what it extinguishes, and whether there are other entitlements it does not touch. Settlements are usually final.

7. Your injury is psychological

Psychological injuries arising from bullying, harassment, excessive workload or a traumatic incident are compensable in Victoria. They are more heavily scrutinised than physical injuries and the evidence is built differently, but being told a claim is “just stress” is not a determination.

Why Hotchin Gupta

Expert personal injury and compensation legal services

Dealing with insurers while trying to recover is overwhelming. Don't leave your entitlements to chance. Backed by over 16 years of specialised personal injury experience and accredited expertise, we know exactly how to maximise your claim. We'll cut through the confusion, clearly explain your rights, and map out the best path forward.

When your life is disrupted by an unexpected injury or severe illness, securing your financial future shouldn't be another battle. As dedicated compensation lawyers, we specialise in taking the stress out of the complex legal system. We stand up to large insurers and government bodies to ensure you receive the maximum entitlements, medical funding, and lump-sum compensation you deserve.

Explore our primary areas of legal expertise:

  • TAC Claims & Motor Vehicle Accidents: Injured on Victorian roads? Navigating the Transport Accident Commission (TAC) scheme can be overwhelming. Our expert TAC lawyers cut through the red tape to secure your immediate medical funding, protect your lost income, and aggressively pursue maximum lump-sum compensation for your pain and suffering.

Learn More About the TAC Claim Process ->

  • WorkCover & Workplace Injuries: A workplace accident shouldn't cost you your livelihood. We specialise in Victorian WorkCover claims, taking on WorkSafe insurers to safeguard your weekly payments and fund your rehabilitation. If your employer's negligence caused your injury, we will tirelessly pursue substantial common law payouts on your behalf.

Learn more about what to expect from a WorkCover Claim ->

  • Superannuation Total & Permanent Disability (TPD): If a permanent physical or psychological condition has forced you to stop working, you may have hidden financial entitlements. Our TPD claim specialists track down your superannuation policies and fight stubborn insurers to unlock the life-changing, six-figure lump-sum payouts sitting inside your fund.

Learn more about unlocking your payment from TPD ->

Ready to find out where you stand? start your free claim check today for a confidential, obligation-free consultation to discuss your claim.

No win, no fee

If we don’t win, you don’t pay our fees

That is the whole arrangement, across every claim type we run. If your claim is unsuccessful, you pay nothing for the work we do on it.
  • Nothing to pay up front. No retainer, no deposit, no hourly bills arriving while your claim runs.
  • Nothing to pay if we don’t win. Our fees are payable only on a successful outcome.
  • Never a share of your compensation. Charging a percentage of your payout is illegal in Victoria. We don’t, and nobody here can.
  • Fixed-price packages, quoted up front. You get the figures in writing before you sign anything, not in a bill two years later.
What happens next

How a claim actually runs

  1. Free claim check

    Two minutes online or a phone call. We look at every scheme that might apply, not just the obvious one, and tell you honestly whether you have a claim worth running.

  2. A fixed quote

    You get the package, the anticipated recovery and your gap payment in writing, before you sign anything.

  3. We build the evidence

    Medical records, specialist reports and the material the insurer will scrutinise, assembled against the specific test your claim has to meet.

  4. Negotiation or hearing

    Most matters resolve without a courtroom. If yours needs conciliation, a Medical Panel or a hearing, you will know the cost before we get there.

Sha Hotchin, Accredited Specialist in Personal Injury Law
Your lawyer

You will be dealing with Sha

Sha Hotchin is an Accredited Specialist in Personal Injury Law, assessed by the Law Institute of Victoria, with more than sixteen years across Victorian WorkCover, TAC and superannuation TPD claims, including at one of the country’s largest plaintiff firms.

Running all three schemes is deliberate. It is what makes it possible to see when a second or third claim applies to the same set of facts.

  • LIV Accredited Specialist, Personal Injury Law
  • 16+ years in Victorian injury claims
  • Advice in English, Hindi, Urdu and Punjabi
★★★★★ 4.7 from 13 Google reviews

What clients say

“Sha gave me sound information that I found useful. Very impressed with her knowledge and they articulated the information in a way I could understand.”

Paula L. · Google

“An exceptional lawyer who consistently goes above and beyond. She is a strong advocate who works tirelessly for her clients.”

Afsha S. · Google
Written by Sha

Worth reading before you commit to anyone

Costs & fees

No win, no fee explained

What the phrase covers, what an uplift fee is, and what you may still owe if a claim is unsuccessful.

Read the guide

Costs & fees

What a WorkCover claim costs

Fixed-price packages stage by stage, what the insurer contributes, and what actually comes out of your compensation.

Read the guide

Costs & fees

What a TPD claim costs

Why TPD costs work differently: no insurer contribution, and what that means for your payout.

Read the guide

WorkCover

WorkCover payments stopped?

What the notice means, the 130-week test, and how to dispute a termination through conciliation.

What to do next
Where we act

Based in Bundoora, acting across Victoria

Our office is in Uni Hill, Bundoora, and we see clients across Melbourne’s north. We also act for people in regional Victoria, by phone, video and home visit where travelling is difficult. Country clients are genuinely welcome.

Melbourne’s north

Bundoora, Preston, Epping, Reservoir, Thomastown, Heidelberg, Mill Park, South Morang and Whittlesea.

WorkCover in Bundoora & Epping

Regional Victoria

Distance is not a barrier to a claim. We run regional matters by phone and video, and travel where it matters.

Talk to us wherever you are
BundooraPrestonEppingReservoirThomastownHeidelbergMelbourne CBDRegional Victoria
Already have a lawyer?

Not happy with how your claim is being run?

You can change lawyers at any stage of a claim, and it usually costs you nothing extra. Your previous firm is paid out of the final outcome rather than by you, and we handle the formal transfer so you do not have to make the call. A second opinion is free and completely confidential.